Does any of the following apply to you?

Are you struggling to pay your debts?

• Keep getting turned down for loans.
• Are you being continually chased by creditors either by phone or post?
• Are you being threatened with legal action?

If you can answer yes to any of the above, we can help.

Once we fully understand your situation, which is by undertaking a free confidential review of your circumstances.

Collate all information regarding income and living costs.

Prepare a Financial Statement detailing all your income and expenditure, and then consolidate your unsecured debts into one affordable monthly payment.

Handle all correspondence with your creditors, negotiate on your behalf to try and reduce/freeze interest and administration charges. Thereafter distributing your monthly payment to your creditors on your behalf.

As long as it can be demonstrated that you can no longer pay your obligations as they fall due, then most creditors will accept a debt management plan.